Joseph Galatowitsch

Joe has worked in business and marketing for nearly 40 years. In the last decade, he founded, built and sold a successful consulting firm focused on understanding and influencing complex markets in healthcare. He has also had a passion for personal finance based on his own experiences in managing his family finances over the years and in researching the topic over the last 20 years. As an engineer and business school graduate he believed that people needed to understand how personal finances really worked in order to better manage their finances. So he spent over 15 years developing and refining the concepts that became Manufacturing Wealth. Joe's work in personal finance has also been published in the peer-reviewed Journal of Personal Finance. Titled: A Mechanistic Model of Personal Finance. https://www.iarfc.org/publications/journal-of-personal-finance/current-issue-of-the-journal