William Spaulding

I am a financial writer who has been writing about financial topics since 2005. I have a degree in philosophy and business from Millersville University in Lancaster County, Pennsylvania, but most of my knowledge comes from constantly reading, writing, and thinking, and doing examples. I continually read textbooks, magazine articles, and other news sources about economics, personal finance, and investments. I believe that writing is the best education, because it forces you to think deeply about the topic, to research it thoroughly, and to ensure that it coheres with other principles and facts. I do sometimes disagree with the consensus and I will point out why I believe it is so, allowing you to decide if my argument has merit. I also get much feedback from my readers, which also improves the writing and its veracity.

I am the author of over 850 articles on https://thismatter.com, providing fundamental information about economics, personal finance, and investments, presented clearly and concisely — through examples, illustrations, tables, and other pedagogic aids — for the fastest comprehension.

I provide many references to my topics, including individual facts, such as points of law, where you can review that information instantly by clicking on the link. For instance, in my tax articles, I provide direct links to all the referenced IRS forms and provide a direct link to many of the individual provisions of the tax code and to the many instructions and other publications provided by the IRS.

I have started to write books on these same topics and with the same objectives. I always welcome feedback on any of my books. My email address is at the front of all my books.