Philippa X. Girling

Having spent over 25 years in the financial services industry, Girling recently became Chair and CEO of Camp Panier, a Netherlands based company focused on establishing and promoting equitable spaces and experiences for women. Their first venture is Camp Chateau, a summer camp for women in SW France.

Prior to her current role, she served as Chief Impact Officer at Varo Bank N.A. and was responsible for the strategic design, execution and measurement of the social and environmental impact of the company, including developing the ESG strategy, setting goals and measures for how to execute the strategy to provide financial inclusion and opportunity to all and providing leadership and direction for the diversity and inclusion commitments and activities.

Prior to this role she served as Varo Bank’s Chief Risk Officer for three years, where she led the design, development and management of the risk management framework to meet the regulatory standards required for Varo to successfully become the first neobank to attain a national bank charter. In the CRO role, she had direct responsibility for Credit Risk, BSA/AML, Compliance, Information Security, Third Party Risk Management, Business Continuity Management and Operational Risk Management. She regularly presented consolidated Enterprise Risk Management reporting to executive management and the Board, which also included market risk, liquidity risk, interest rate risk, reputational risk and strategic risk. She also met regularly with the OCC, FDIC and Federal Reserve and served as chair of the Risk Management Committee.

Prior to joining Varo Bank, Girling served as the Chief Risk Officer/Chief Credit Officer at Investors Bank, the Business Chief Risk Officer at Capital One Commercial Bank, the Global Head of Operational Risk at Morgan Stanley and the Global Co-Head of Operational Risk at Nomura Bank.

Girling is a qualified risk expert, with 20 years of risk experience. She is the author of two text books on operational risk and frequently teaches classes on operational risk and enterprise risk management at Wharton, Claremont, Columbia, NYU Stern and Baruch.

Girling graduated with honors from the University of East Anglia with an LLB in Law. She holds a post graduate diploma in International Business from London South Bank University and a PhD in Global Affairs from Rutgers University. She is a member of the New York Bar and has a certificate in Financial Risk Management from the Global Association of Risk Professionals.

Girling and her husband live in the United States and spend their summers in Europe.