Rick Wagner

Rick Wagner is an insurance and financial strategy consultant with more than 25 years of experience helping individuals and families build safer, more efficient financial systems. Throughout his career, he has focused on teaching practical strategies designed to help people protect their wealth while continuing to grow it in an increasingly uncertain economic environment.

Rick is the creator and advocate of the 2 in 1 Self Banking Concept, a financial approach centered on improving capital efficiency, reducing long-term debt costs, and increasing personal financial control. He has written numerous articles on safe-money strategies and alternatives to highly volatile investment approaches and is also the author of The 100 Year Concept.

In addition to working directly with clients on retirement planning, college funding strategies, and long-term wealth protection, Rick has been featured on radio programs discussing financial trends and practical personal finance solutions.

Rick has served clients across multiple states, including Missouri, Minnesota, Wisconsin, and Virginia, with a particular focus on the needs of self-employed professionals and business owners.

He attended Biola University and is the oldest of four siblings. Rick is married to his wife, Clarissa, and together they have a blended family of eight children. Outside of his professional work, he enjoys church involvement, spending time with his family, baseball, and taking advantage of the outdoors whenever Missouri weather allows.