Loti

In 2019, my family lost much of our home in the Kincade Fire. A month later, what remained was looted and vandalized. Recovery took years, not months, and showed me firsthand how difficult it can be to navigate insurance, rebuilding, temporary housing, personal property, and the many decisions that follow a major loss.

Insurance carriers manage claims every day. For most homeowners, this may be the first and only time they face a process of this scale. That imbalance can create confusion, fear, and frustration when families are already dealing with the disruption of losing their home.

We created Loti to change that. Built by survivors, licensed public adjusters, insurance professionals, and technologists, Loti brings together trusted guidance, modern tools, and professional support to help homeowners rebuild, replace, and move forward after unexpected loss.

We understand because we have been there.