Ramella Tyronne (11 results)

Taschenbuch. Condition: Neu. Neuware - Money is part of almost every adult decision, yet most of us were never properly taught how it works.Money Matters: The Financial Education You Should Have Been Taught is a practical guide to the financial knowledge that should have been part of everyday education long before adulthood.Rather than promising shortcuts, wealth hacks or unrealistic outcomes, this book explains how to think clearly about money: how to understand what you earn, what you owe, what things really cost, how financial products work, how behaviour affects financial decisions, and how to make better choices with the resources available to you.Across ten accessible chapters, Tyronne T Ramella explores: - how to build a realistic financial plan- the foundations of financial literacy- inflation, purchasing power and the real value of money- financial behavior, beliefs and decision-making- debt, borrowing and repayment- building financial resilience and stronger foundations- making better spending decisions- earning, self-employment and entrepreneurship- the principles of investing and risk- using money to support a worthwhile lifeThe examples are practical, the assumptions are visible and the explanations are designed for ordinary life rather than financial professionals.Drawing on the author's professional background in risk and compliance, Money Matters encourages readers to ask better questions: What have I actually agreed to What assumptions am I relying on What happens if something goes wrong What evidence should change my decision This is not a book about becoming rich overnight. It is about becoming harder to mislead, better equipped to make financial decisions and more confident in understanding the systems that already affect your life.Practical knowledge. Better decisions. A stronger tomorrow.…

Taschenbuch. Condition: Neu. Neuware.

PAP. Condition: New. New Book. Shipped from UK. THIS BOOK IS PRINTED ON DEMAND. Established seller since 2000.

Paperback. Condition: new. Paperback. Debt is more than a number on a statement. It is interest charged while you sleep, recurring payments that reduce your choices, and the quiet pressure of knowing that tomorrow's income is already committed.The Cost of Owing is a practical and honest guide to clearing debt, rebuilding your finances and reclaiming your income.Whether you are dealing with credit cards, overdrafts, personal loans, buy now, pay later balances, student debt or several obligations at once, this book helps you understand what you owe and decide what to do next.Inside, you will learn how to: - Create a complete debt inventory without avoiding uncomfortable details.- Compare interest rates, fees, repayment terms and consolidation options.- Use the debt avalanche, debt snowball and hybrid methods intelligently.- Choose a repayment strategy that fits your personality, motivation and behaviour.- Use virtual cards, account separation and spending controls to prevent new balances.- Negotiate with lenders and identify where interest and fees can be reduced.- Rebuild your cash flow so that repayment does not leave you financially exposed.- Increase income, redirect freed-up payments and build protection against future setbacks.- Turn debt repayment into a sustainable financial system rather than a temporary burst of discipline.This is not a promise of overnight transformation. It is a structured framework for making better decisions consistently, even when money is tight, motivation changes or life becomes unpredictable.The book also looks beyond individual responsibility. Financial education, student debt, employment uncertainty and the failure to prepare younger generations for the cost of borrowing affect families and communities as well as individuals.You cannot change every financial decision you have already made. You can change what happens next. This item is printed on demand. Shipping may be from multiple locations in the US or from the UK, depending on stock availability.…

PAP. Condition: New. New Book. Shipped from UK. THIS BOOK IS PRINTED ON DEMAND. Established seller since 2000.

Condition: New. Print on Demand.

Condition: New. Print on Demand.

PAP. Condition: New. New Book. Delivered from our UK warehouse in 4 to 14 business days. THIS BOOK IS PRINTED ON DEMAND. Established seller since 2000.

PAP. Condition: New. New Book. Delivered from our UK warehouse in 4 to 14 business days. THIS BOOK IS PRINTED ON DEMAND. Established seller since 2000.

Paperback. Condition: new. Paperback. Debt is more than a number on a statement. It is interest charged while you sleep, recurring payments that reduce your choices, and the quiet pressure of knowing that tomorrow's income is already committed.The Cost of Owing is a practical and honest guide to clearing debt, rebuilding your finances and reclaiming your income.Whether you are dealing with credit cards, overdrafts, personal loans, buy now, pay later balances, student debt or several obligations at once, this book helps you understand what you owe and decide what to do next.Inside, you will learn how to: - Create a complete debt inventory without avoiding uncomfortable details.- Compare interest rates, fees, repayment terms and consolidation options.- Use the debt avalanche, debt snowball and hybrid methods intelligently.- Choose a repayment strategy that fits your personality, motivation and behaviour.- Use virtual cards, account separation and spending controls to prevent new balances.- Negotiate with lenders and identify where interest and fees can be reduced.- Rebuild your cash flow so that repayment does not leave you financially exposed.- Increase income, redirect freed-up payments and build protection against future setbacks.- Turn debt repayment into a sustainable financial system rather than a temporary burst of discipline.This is not a promise of overnight transformation. It is a structured framework for making better decisions consistently, even when money is tight, motivation changes or life becomes unpredictable.The book also looks beyond individual responsibility. Financial education, student debt, employment uncertainty and the failure to prepare younger generations for the cost of borrowing affect families and communities as well as individuals.You cannot change every financial decision you have already made. You can change what happens next. This item is printed on demand. Shipping may be from our UK warehouse or from our Australian or US warehouses, depending on stock availability.…

Paperback. Condition: new. Paperback. Money is part of almost every adult decision, yet most of us were never properly taught how it works.Money Matters: The Financial Education You Should Have Been Taught is a practical guide to the financial knowledge that should have been part of everyday education long before adulthood.Rather than promising shortcuts, wealth hacks or unrealistic outcomes, this book explains how to think clearly about money: how to understand what you earn, what you owe, what things really cost, how financial products work, how behaviour affects financial decisions, and how to make better choices with the resources available to you.Across ten accessible chapters, Tyronne T Ramella explores: how to build a realistic financial planthe foundations of financial literacyinflation, purchasing power and the real value of moneyfinancial behavior, beliefs and decision-makingdebt, borrowing and repaymentbuilding financial resilience and stronger foundationsmaking better spending decisionsearning, self-employment and entrepreneurshipthe principles of investing and riskusing money to support a worthwhile lifeThe examples are practical, the assumptions are visible and the explanations are designed for ordinary life rather than financial professionals.Drawing on the author's professional background in risk and compliance, Money Matters encourages readers to ask better questions: What have I actually agreed to? What assumptions am I relying on? What happens if something goes wrong? What evidence should change my decision?This is not a book about becoming rich overnight. It is about becoming harder to mislead, better equipped to make financial decisions and more confident in understanding the systems that already affect your life.Practical knowledge. Better decisions. A stronger tomorrow. This item is printed on demand. Shipping may be from our UK warehouse or from our Australian or US warehouses, depending on stock availability.…