Banking Sector: NPAs and Financial Inclusion

Contents: 1. Non-performing assets and macroeconomics in India. 2. Non-performing assets of scheduled commercial banks in India. 3. Non-performing assets (NPAs) in the Indian banking sector. 4. Increasing non-performing assets (NPAs) in public sector banks. 5. Impact of non-performing assets (NPAs) on Indian economy. 6. Why non-performing assets are more in public sector banks in India? 7. Financial inclusion, financial literacy and consumer protection. 8. Financial literacy, financial inclusion and consumer protection. 9. Progress of financial inclusion by banks in India. 10. Impact of financial inclusion reforms under Pradhan Mantri Jan Dhan Yojana (Pmjdy) scheme in the Indian banking system. 11. Financial inclusion among rural households in Guntur District of Andhra Pradesh. 12. HR strategy planning and implementation process. 13. Socio-economic development of women entrepreneurs through Self Help Group-Bank Linkage Programme. The role of Indian Banking Sector constitute to grow with a large increase in population and multifarious economic activities, banking sector provides most vital input such as credit and related expertise for economic development and plays a crucial role in financing a number of programmes. To meet the requirements of various schemes a variety of credit has come to be recognized as an instrument of financing industries, trade, agriculture, consumer activities and employment generating activities. In India, after nationalization, Public Sector Banks not only carry out its traditional banking activities but also do the work of social change with its vast network. Bank branches have been established in the villages and toil for the rural development schemes. This is a sign of financial inclusion. This book brings together a discussion of the Non-Performing Assets (NPAs) in the Indian Banking Sector and Financial Inclusion by banks in India.…