This book has been written so that it is read aloud to kids like a story book. All stories in this series Finance for Kidz revolve around a family consisting of a dad (Mr. Zrugal), a mom (Mrs. Zrugal), their kids (Zulia, Zyler & Zimmy) and their kids friend (Joey), and how they deal with some financial aspect of their life. In this book, Zyler wants to borrow Zimmys toys, but Zimmy refuses to lend. Their father, Mr. Zrugal, explains the concept of credit to his children while paying for their dinner with a credit card at a restaurant.

About the Author

Dr. Prakash Dheeriya is a Professor of Finance at California State University-Dominguez Hills. He has been teaching finance and investments for over two decades. Dr. Dheeriya has several publications in the field of financial markets. A frequent speaker at conferences, chambers of commerce and rotary clubs, he has received several research awards, has over 30 refereed publications to his credit. Prakash takes particular pride in caring for and educating his two young boys, ages 5 and 6 years, a role which he shares with his wife of 10 years. His motto in life is what he usually tells his kids: Dont worry. Its going to be OK!

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