Microfinance : Issues and Challenges

Contents: Preface. I. Building inclusive growth through microfinance: 1. Association between the process of financial inclusion and the access of microfinance in India : an inter-state analysis/Arindam Laha. 2. Microfinance in India: poverty diminishing power/Ashraf Imam. 3. Microfinance development and financial inclusion: a critical analysis of Mfis/Abhijeet Singh, Brijesh Kumar Yadav and Vibha Singh. 4. Micro finance: building inclusive growth through poverty reduction and women empowerment: a critical approach/Mukesh Kumar Pandey. 5. Growth and development of microfinance in India/Rais Ahmed and Mohd Arshad Khan. 6. Inclusive growth through financial security and food security with special reference to Baramati Taluka/R.M. Indi and Vikas Adhegaonkar. 7. Developing entrepreneurial skills through SHGs/Sofia Khan and H.P. Mathur. II. Deepening microfinance: 8. Review of challenges and risks in micro insurance/Akshat Mehrotra. 9. The Changing face of micro-credit schemes: micro finance in India/Shilpam Chandra and Arti Singh. 10. Microfinance institutions in India/S.C. Singh and S.K. Kataria. 11. Emerging role of microfinance and social entrepreneurship/Nidhi Sharma, Pravin Kumar and Priti Verma. 12. Microcredit and rural development in India/Pallavi S. Kusugal. 13. The impact of SHG-bank linkage programme under Swarnajayanti Gram Swarojgar Yojna/Rajkiran Prabhakar, Madan Lal and Pradeep Bera. 14. An in depth study on social entrepreneurship in India/Rangana Ghatak. 15. Small and medium enterprise access to finance in India/Yashmita Awasthi and H.P. Mathur. III. Microfinance and women empowerment. IV. Role of technology in microfinance. V. Microfinance enablers and case studies. Microfinance has continued to gain popularity among rural developers as a viable tool for upliftment of weaker section of the society. This book is a reticent attempt to act as a guide for the policy makers and will aid in building inclusive financial growth through microfinance. It includes the various aspects of microfinance such as policy initiatives both from the regulators and government, the key policy issues and strategic options that government may use to ensure financial stability along with enhanced economic activities among the poor for the overall socio-economic development.…