Zero Debt: The Ultimate Guide to Financial Freedom (Zero Debt)

PUBLISHER'S NOTE: A NEW UPDATED 3RD EDITION IS AVAILABLE. SEARCH FOR ISBN: 193245070X From the Author: I know what it s like to have excessive credit card debt. In fact, I know the stresses of having $100,000 in debt. That s the main reason I wrote Zero Debt -- to give people in debt a message of hope: You can conquer your debt! And in many cases, you can do it much faster than you think. If you re drowning in debt, I urge you to pick up a copy of Zero Debt to learn how to quickly eliminate that debt and get on the road to financial freedom. Don t delay: start dumping your debt today! Book Description: Would you like to be free from financial worries, rest at night knowing your bills are paid, and have peace of mind when it comes to money matters? Then you need Zero Debt. In Zero Debt, you ll discover: * How to get annoying creditors off your back * Insider secrets to reduce interest rates or eliminate credit card late fees * Your legal rights and what bill collectors can and can not do under the law * The best strategies to clean up your credit report or fix errors in your credit file * How to make lifestyle changes that will save you money for decades to come! If you want to be debt-free and achieve financial freedom, you need an action plan to guide you. This book is your step-by-step plan. It s simple. It s easy to understand. And it works.

Lynnette Khalfani, The Money Coach, is a personal finance expert and the author of The Money Coach s Guide to Your First Million (McGraw Hill), Investing Success: How To Conquer 30 Costly Mistakes & Multiply Your Wealth! and the New York Times bestseller Zero Debt: The Ultimate Guide to Financial Freedom. Her latest book, Zero Debt for College Grads: From Student Loans to Financial Freedom, debuts May 2007 from Kaplan Publishing. As an award-winning financial news journalist, Lynnette worked for nearly a decade as a Dow Jones Newswires reporter and a Wall Street Journal reporter for CNBC. At CNBC, Lynnette filed weekly television segments on personal finances, investing and small business, and conducted online chat sessions on CNBC.com. Lynnette has interviewed thousands of financial experts, and personally paid off more than $100,000 in credit card debt and nearly $40,000 in student loans before becoming a self-made millionaire. Now she shares the secrets to wealth with audiences nationwide, using insights based not just on her professional knowledge, but also on first-hand experience. A popular keynote speaker, Lynnette also conducts workshops about credit and debt, money management, real estate, investing and entrepreneurship. Lynnette is a frequent guest on national TV and radio programs, and has been featured in The New York Times, USA Today, Redbook, Essence, and on Oprah, Dr. Phil, The Tyra Banks Show, The Rachael Ray Show, Tavis Smiley, as well as the Emmy award-winning reality program Starting Over. Lynnette is also presently a Money Coach for AOL, where she dispenses her unique brand of personal finance wisdom. To learn about Lynnette s Financial Boot Camp, or to sign up for her free personal finance newsletter, please visit Lynnette s website at