Math for Financial Literacy

Math for Financial Literacy prepares your students for the real world. Written specifically for teens, Math for Financial Literacy provides instruction for relevant math concepts that students can easily relate to their daily lives. In Math for Financial Literacy, students learn how to apply basic math concepts to the tasks they will use in the real world, including earning a paycheck, managing a bank account, using credit cards, and creating a budget. Other practical topics are presented to help students become financially capable and responsible.

Each chapter is designed to present content in small segments for optimal comprehension. The following features also support students in the 5E instructional model.

• Reading Prep activities give students an opportunity to apply the Common Core State Standards for English Language Arts. These activities are noted by the College and Career Readiness icon and will help students meet the College and Career Readiness (CCR) anchor standards for reading and writing.
• For just-in-time practice of relevant skills, Build Your Math Skills features provide a preview of skills needed in the lesson, while Review Your Math Skills features reinforce those skills after the lesson instruction.
• See It and Check It features set the structure for presenting examples of each concept. See It demonstrates the concept, and Check It gives students a chance to try it for themselves.
• Skills Lab provided at the beginning of the text helps students become reacquainted with the math skills they will encounter in the book. There are 16 labs ranging from place value/order to bar and circle graphs.
• The Financial Literacy Simulation: Stages of Life Project provides students with real-life personal and professional scenarios that require the math skills and problem-solving techniques they have learned during the course. This capstone chapter is divided into life stages to support students as they enter into the adult world of working and financial planning.
• Assessment features at the end of the chapters allow for the review of key terms and concepts, as well as a spiral review of content from previous chapters.

Additional features include:

• Financial $marts features offer information that applies the content to the practical matter of personal finance.
• Money Matters features equip students with background knowledge about the chapter topic.
• Apply Your Technology Skills features allow students to use technology to apply the math concepts they learned to real-life situations.
• Career Discovery features offer students an inside look at the math skill they will need for the career of their choice, based on the 16 Career Clusters™.
• FYI tips provide relevant information about the chapter content and math principles.

Todd Knowlton is the cofounder and president of Smooth Fusion, a digital marketing technology firm. Todd's career has been a journey in technology and education. He pioneered early successes in online education, worked as an educational technology consultant, and served on Microsoft's Academic Advisory Council. Since 1994, Todd has authored or co-authored over 20 books that teach computer programming. He has presented technology education workshops and seminars, including presentations for the Texas Computer Education Association and the International Society for Technology in Education. Currently, Todd serves on the Texas Tech University College of Engineering Dean's Council. He holds a bachelors of science in computer science from Texas Tech University. Paul Gray is the chief curriculum officer for Cosenza and Associates, a consulting firm specializing in mathematics and science. During his teaching career, Paul taught mathematics and science to junior and senior high school students in Houston, Texas. Recently, he held the position of director of mathematics and science for Pearland ISD. Paul serves on the boards of directors for several statewide organizations, including the Texas Council of Teachers of Mathematics (TCTM), Texas Association of Supervisors of Mathematics (TASM), and Conference for the Advancement of Mathematics Teaching (CAMT). He is also the author of the textbook Modeling with Mathematics: A Bridge to Algebra 2. Paul received his bachelor's degree in meteorology, and holds his master's and doctorate in curriculum and instruction from the University of Houston.