Middle-Class Millionaire Government Employees: Key Strategies to Make the Most of Your Benefits

Much like the first two books in the Middle-Class Millionaire series, Middle-Class Millionaire and Middle-Class Millionaire Women, Middle-Class Millionaire Government Employees offers technical tips to grow and manage wealth.

This book is focused on the additional features and benefits that come with being a government employee, specifically tailored for the hundreds of thousands of individuals and families who serve our communities as federal, state, and local government employees. In most cases, these individuals take great satisfaction in knowing that their daily actions at work are making others’ lives better. Authors Clark A. Kendall and Carol L. Petrov want to make government employees’ lives better by helping them take advantage of the financial opportunities that exist specifically for them that are not available in the private sector.

Compared to the first two books in this series, Middle-Class Millionaire Government Employees is less of a “how to do” book and more of a “how to understand, recognize, and use your employer’s benefits” to your advantage to meet your long-term financial goals book. Regardless of your level of financial knowledge, this book will help you achieve financial security.

Clark A. Kendall started Kendall Capital in 2005 with a phone, a desk, and the goal to help and serve the Washington, DC, area’s middle-class millionaires as a fiduciary advisor. Since then, Kendall Capital has grown tremendously, but his commitment to middle-class millionaires has remained. Clark’s success and understanding of this demographic comes from melding 30 years of experience in investment and wealth management with the academic knowledge obtained from the Chartered Financial Analyst® (CFA), Accredited Estate Planner® (AEP®), and CERTIFIED FINANCIAL PLANNER™ (CFP®) programs. Clark is a graduate of James Madison University and holds a Bachelor of Business Administration (BBA) in finance and economics.

Carol L. Petrov is a CFP® and CPWA® professional with over 20 years of experience as a financial planner and relationship manager. She joined Kendall Capital in 2014 as a fiduciary advisor and currently provides comprehensive financial planning services for new and existing clients while managing ongoing client needs, which includes working with estate attorneys and accountants to help their clients enjoy the benefits of comprehensive financial planning. Carol earned her bachelor’s degree from the George Washington University School of Business, received her designation as a CERTIFIED FINANCIAL PLANNER™ in 2012, and received her Certified Private Wealth Advisor® certification in 2021.