Analytical Credits: A Study in Brief of the Methods Used to Accumulate, Tabulate and Analyze Information for the Protection of Loans and Credit Extensions (Classic Reprint) - Hardcover

Alexander Wall

Hardcover

ISBN 10: 0260451339 ISBN 13: 9780260451330

Publisher: Forgotten Books, 2018

Synopsis

Learn practical methods to estimate risk, analyze credit, and protect loans with clear, testable techniques.

This edition lays out a practical framework for understanding how credit decisions are made in business. It translates economic ideas into concrete steps for evaluating liquidity, reserves, depreciation, Taxes, and other factors that affect a company’s ability to repay. You’ll find structured guidance on reading financial statements, using ratios, and applying conservative tests to separate sound credit from risky accounts.

• See how to judge liquidity with current assets and liabilities, and why the acid test matters.
• Learn to interpret depreciation, obsolescence, repossession losses, and their impact on risk.
• Understand how to build and use reserves, including taxes and bad debt provisions.
• Explore the purpose of comparative statements and ratio analysis in ongoing credit decisions.

Ideal for readers of practical credit analysis, banking fundamentals, and risk assessment in lending.

Edition details

• Publisher: Forgotten Books
• Publication date: 2018
• Language: English
• ISBN 10: 0260451339
• ISBN 13: 9780260451330
• Binding: Hardcover
• Number of pages: 270