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Practical Remarks on the Present State of Life Insurance in the United States: Showing the Evils Which Exist, and Rules for Improvement; To Which Are Added the Valuable Tables of Associated Actuaries, - Hardcover

Harvey Garnett Tuckett

 
9780331089950: Practical Remarks on the Present State of Life Insurance in the United States: Showing the Evils Which Exist, and Rules for Improvement; To Which Are Added the Valuable Tables of Associated Actuaries,

Synopsis

Understand the real risks in life insurance and learn how to choose a trustworthy office.

This edition offers a clear, consumer-focused look at the current state of life insurance in the United States. It examines the evils that can exist in the industry and lays out practical rules for improvement, supported by tables from Associated Actuaries presented here for the first time in the United States. The book also contrasts different kinds of companies and discusses how terms, premiums, and profits should be judged.

  • Learn about the three descriptions of life insurance companies and how they operate.
  • See why the book urges caution around certain “bonuses” or dividends and the importance of company stability.
  • Explore how actuarial data and mortality tables, including Carlisle, are used to size policies and expectations.
  • Get guidance on comparing offices, health considerations, and long-term suitability.
Ideal for readers seeking a clear, practical view of life insurance and its historical debates.

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