Practical Remarks on the Present State of Life Insurance in the United States: Showing the Evils Which Exist, and Rules for Improvement (Classic Reprint) - Hardcover

Harvey Garnett Tuckett

9780331484267: Practical Remarks on the Present State of Life Insurance in the United States: Showing the Evils Which Exist, and Rules for Improvement (Classic Reprint)

Hardcover

ISBN 10: 0331484269 ISBN 13: 9780331484267

Publisher: Forgotten Books, 2018

View all copies of this ISBN edition

0 Used

2 New

From US$ 37.94

Understand the real costs and risks behind life insurance in the United States.

This concise work examines how life insurance compares to fire and marine coverage, why death makes life policies different, and what shape the industry has taken in America. It offers clear explanations of policy types, premium structures, and the idea of profits versus real security for families.

This edition translates complex calculations into plain terms. It warns readers about low-price plans, the role of capital and guarantees, and how early years can determine a policy’s long‑term stability. It also contrasts proprietary and mutual offices, highlighting how each promises risk and reward to policyholders—without hiding potential drawbacks.
What you’ll learn

How to evaluate premium costs against long‑term benefits and security for dependents.
Key differences between proprietary and mutual life insurance companies.
Common pitfalls in early policies and how to read prospectuses with a critical eye.
The impact of mortality tables and future expectations on real policy value.

Ideal for readers seeking a grounded, historical look at life insurance, this book invites readers to weigh promises against prudence. Those exploring personal financial planning or curious about the evolution of U.S. life insurance will find practical insights and cautionary guidance.

"synopsis" may belong to another edition of this title.