A Standard Accident Table, as a Basis for Compensation Rates: Distribution of Distribution Accidents (Classic Reprint) - Hardcover

I. M. Rubinow

9780332099613: A Standard Accident Table, as a Basis for Compensation Rates: Distribution of Distribution Accidents (Classic Reprint)

Hardcover

ISBN 10: 033209961X ISBN 13: 9780332099613

Publisher: Forgotten Books, 2018

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Understand how compensation rates are built with a tried-and-true method

Learn how insurers estimate costs, set fair rates, and balance risk with benefits in industrial work.

This book explains the challenges of early rate making, the mix of American and European data, and how a Standard Accident Table helps quantify injuries, durations, and payouts. It shows why experience data mattered more than medical details in setting premiums and how wage exposure shapes costs for employers and insurers.

How accident frequency and injury severity are analyzed for rate setting
Why data from different countries were blended to form practical estimates
How limits, wages, and medical costs influence overall compensation costs
How researchers tested methods to ensure fairer, more consistent rates

Ideal for readers of historical insurance practice, risk management, and actuarial methods seeking a clear view of early rate-making ideas and their real-world impact.

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