Problems in Community Development Banking, Mortgage Lending Discrimination, Reverse Redlining, and Home Equity Lending: Hearings Before the Committee ... One Hundred Third Congress, First Session - Softcover
Synopsis
This book delves into the critical issues surrounding community development banking, mortgage lending discrimination, and predatory lending practices that plagued the United States during the early 1990s. It offers a comprehensive look at the challenges faced by economically distressed communities, particularly in urban areas, and explores innovative solutions aimed at revitalizing these neighborhoods. The author meticulously examines the role of community development banks, highlighting their unique structure and commitment to investing in underserved communities. Through real-world examples, such as South Shore Bank in Chicago, the book demonstrates the transformative potential of these institutions in fostering economic growth, creating jobs, and providing access to capital for marginalized populations. Furthermore, the book delves into the complexities of mortgage lending discrimination and reverse redlining, exposing the systemic barriers that prevent many individuals from achieving homeownership. It also sheds light on the devastating consequences of predatory home equity lending practices, where vulnerable homeowners are targeted with unfair and deceptive loan terms. By analyzing these multifaceted problems, this book offers valuable insights and actionable recommendations for policymakers, financial institutions, and community advocates alike. It underscores the importance of fostering a more inclusive and equitable financial system, where access to capital is not determined by the color of one's skin or the zip code in which they reside. Ultimately, the book's message is one of hope and empowerment, demonstrating that through innovative financial models and community-driven initiatives, it is possible to revitalize distressed neighborhoods and create lasting economic opportunity for all.
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Problems in Community Development Banking, Mortgage Lending Discrimination,
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Paperback. Condition: New. Print on Demand. This book delves into the critical issues surrounding community development banking, mortgage lending discrimination, and predatory lending practices that plagued the United States during the early 1990s. It offers a comprehensive look at the challenges faced by economically distressed communities, particularly in urban areas, and explores innovative solutions aimed at revitalizing these neighborhoods. The author meticulously examines the role of community development banks, highlighting their unique structure and commitment to investing in underserved communities. Through real-world examples, such as South Shore Bank in Chicago, the book demonstrates the transformative potential of these institutions in fostering economic growth, creating jobs, and providing access to capital for marginalized populations. Furthermore, the book delves into the complexities of mortgage lending discrimination and reverse redlining, exposing the systemic barriers that prevent many individuals from achieving homeownership. It also sheds light on the devastating consequences of predatory home equity lending practices, where vulnerable homeowners are targeted with unfair and deceptive loan terms. By analyzing these multifaceted problems, this book offers valuable insights and actionable recommendations for policymakers, financial institutions, and community advocates alike. It underscores the importance of fostering a more inclusive and equitable financial system, where access to capital is not determined by the color of one's skin or the zip code in which they reside. Ultimately, the book's message is one of hope and empowerment, demonstrating that through innovative financial models and community-driven initiatives, it is possible to revitalize distressed neighborhoods and create lasting economic opportunity for all. This book is a reproduction of an important historical work, digitally reconstructed using state-of-the-art technology to preserve the original format. In rare cases, an imperfection in the original, such as a blemish or missing page, may be replicated in the book. print-on-demand item. Seller Inventory # 9780332099996_0
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Problems in Community Development Banking, Mortgage Lending Discrimination, Reverse Redlining, and Home Equity Lending Hearings Before the Committee One Hundred Third Congress, First Session
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PAP. Condition: New. New Book. Shipped from UK. Established seller since 2000. Seller Inventory # LW-9780332099996