Practical Life Insurance Examinations: With a Chapter on the Insurance of Substandard Lives (Classic Reprint) - Hardcover

Murray Elliott Ramsey

9780332158112: Practical Life Insurance Examinations: With a Chapter on the Insurance of Substandard Lives (Classic Reprint)

Hardcover

ISBN 10: 033215811X ISBN 13: 9780332158112

Publisher: Forgotten Books, 2017

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Practical guidance for medical examiners in life insurance.

This nonfiction volume trains physicians to evaluate applicants, assess risks, and report findings that affect policy eligibility. It covers the examiner’s responsibilities, required qualifications, and the practical application of physical and medical history findings in underwriting.

Authored by Murray Elliott Ramsey, M.D., this book presents a focused approach to exams for life insurance. It emphasizes the examiner’s role as a guardian of the company’s interests while remaining fair to applicants. The work outlines methods for external examination, history taking, and detailed chest and heart assessment, alongside a chapter dedicated to substandard lives and the implications for underwriting.

Clear criteria for the examiner’s qualifications and duties
Practical steps for physical examination and history analysis
Structured guidance on chest, heart, and pulmonary assessments
Discussion of substandard policies and risk classification

Ideal for readers interested in the medical side of life insurance underwriting, and for professionals seeking a primer on exam practices and risk assessment.

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