Testing Fire Risks for Rates: Also, a Reprint of the Little Paragraphs, Comments and Criticisms on the Business of Fire Insurance (Classic Reprint) - Hardcover

W. H. Frazier

 
9780656844036: Testing Fire Risks for Rates: Also, a Reprint of the Little Paragraphs, Comments and Criticisms on the Business of Fire Insurance (Classic Reprint)

Synopsis

A practical look at fire risks and rates from an early 20th‑century insurance inspector.

This edition combines Testing Fire Risks for Rates with a reprint of the Little Paragraphs, including criticisms, opinions, and guidance on the business of fire insurance.

In these pages you’ll find the author’s practical perspective on inspections, risk surveys, and how underwriters use information to set rates. The book also collects short, pointed reflections on hazards, public education, and the daily work of inspectors, offering a window into how risk assessments shaped the fire insurance industry.
What you’ll experience
  • A tour of inspection methods, risk grading, and the standard for inspectors
  • Short, pointed paragraphs that reveal patterns in losses and underwriting
  • Historical context for how rates and risk assessments evolved
  • Practical notes on communicating with property owners and improving safety
Ideal for readers interested in insurance history, risk assessment, and the evolution of fire underwriting, especially those curious about how inspectors influenced rates and safety practices.

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