Small Business Access to Capital: Impediments and Options; Hearing Before the Committee on Small Business, House of Representatives, One Hundred ... DC, February 28, 1996 (Classic Reprint) - Softcover

United States; Congress; House; Committee On Small Business

 
9781330415511: Small Business Access to Capital: Impediments and Options; Hearing Before the Committee on Small Business, House of Representatives, One Hundred ... DC, February 28, 1996 (Classic Reprint)

Synopsis

Exploring how small businesses access capital—and what changes could help them grow.

This nonfiction volume captures a 1996 congressional hearing on the obstacles and options for small business financing. It focuses on the private sector’s role in meeting capital needs and questions whether government programs alone can solve the funding gap. The record includes opening remarks, witness testimony, and discussions about banks, venture capital, SBA guarantees, and alternative sources of credit for startups and growing firms.

Readers will gain a concise view of the era’s financial landscape for small business, including real-world challenges faced by owners and the perspectives of business organizations. The material highlights changes in banking, the role of regulation, and the push for private-sector solutions to improve access to capital.
  • Summary of the problem: why small firms struggle to obtain financing from traditional banks.
  • Overview of funding options discussed, from SBA programs to venture capital and nonbank lenders.
  • Insights from business leaders and organizations about capital shortages and potential reforms.
  • Context on policy debates and the shift toward private-sector solutions for small business finance.
Ideal for readers of business history, policy history, and those studying how capital access has shaped small enterprises in the 1990s.

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